Senior Mortgage Underwriter - FHA/VA & Data-Driven

BMO

California City (CA)

On-site

USD 90,000 - 130,000

Full time

9 days ago

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Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO is hiring for a mortgage underwriting role in the United States. You will adjudicate credit applications, analyze income and cash flows, and provide recommendations within risk and policy guidelines. The position emphasizes collaboration with business units to implement lending solutions.

Ideal candidates have deep mortgage underwriting experience, familiarity with DU/LP, and strong regulatory knowledge, with a proven ability to manage complex pipelines.

Qualifications

8+ years of mortgage underwriting experience.
FHA and VA lending knowledge.
Experience with web-based approval systems (DU/LP).
Strong pipeline management skills.
Ability to analyze complex income structures and cash flows.
Knowledge of credit policies and regulations.

Responsibilities

Adjudicate mortgage credit applications within defined limits.
Provide credit analyses and recommendations.
Monitor pipelines and address issues.
Collaborate with business units to implement lending solutions.
Ensure compliance with policies, regulations, and risk frameworks.

Skills

Mortgage underwriting

Credit analysis

Pipeline management

Financial statement analysis

Risk assessment

Data-driven decision making

Regulatory knowledge

Education

Post-secondary degree in Business or related field

Tools

DU/LP

Job description

Ideal candidates have deep mortgage underwriting experience, familiarity with DU/LP, and strong regulatory knowledge, with a proven ability to manage complex pipelines.

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