Senior Mortgage Underwriter | Expert in Complex Loans

SouthState Bank; United States; Remoto; USD 76.000 - 122.000; Tempo pieno

Descrizione del lavoro

SouthState Bank is hiring a Senior Mortgage Underwriter to assess residential loan applications and ensure compliance with agency and investor guidelines. You will work with Mortgage Officers and Processors, review documentation, and manage underwriting conditions across varied loan scenarios.

The role involves high-level analysis, collaboration with cross-functional teams, and ensuring accurate, timely decisions within lending policies.

Competenze

• Underwrites residential mortgage loans per agency/investor guidelines.
• Reviews borrower documentation for validity and AUS findings.
• Evaluates property appraisals for collateral acceptability.
• Assesses fraud reports and conditions loans accordingly.
• Provides expert input on complex income/loan scenarios.

Mansioni

• Underwrites residential first mortgage loans within lending authority.
• Examines borrower docs and third-party verifications for compliance.
• Reviews appraisals to ensure collateral acceptability.
• Monitors fraud reports and resolves issues.
• Communicates underwriting decisions to Mortgage staff.

Conoscenze

Mortgage underwriting

Fraud detection

Documentation review

Team collaboration

Compliance knowledge

Strumenti

AUS

Loan Origination System

Automated Underwriting System

Descrizione del lavoro

SouthState Bank is hiring a Senior Mortgage Underwriter to assess residential loan applications and ensure compliance with agency and investor guidelines. You will work with Mortgage Officers and Processors, review documentation, and manage underwriting conditions across varied loan scenarios.

The role involves high-level analysis, collaboration with cross-functional teams, and ensuring accurate, timely decisions within lending policies.