Senior Mortgage Underwriter — Risk, Compliance & Insight

Bond Street Mortgage LLC; Paramus (NJ); On-site; USD 80,000 - 100,000; Full time

Job summary

A dynamic mortgage company is seeking an experienced Mortgage Underwriter to enhance their team. The ideal candidate will have at least 5 years of recent underwriting experience, a profound understanding of residential mortgage products and compliance regulations, and the ability to make accurate decisions under pressure. Responsibilities include analyzing loan applications, ensuring adherence to regulatory standards, and collaborating with team members to resolve issues. This position demands strong analytical capabilities and excellent communication skills.

Qualifications

• Minimum 5 years of recent residential mortgage underwriting experience.
• In-depth knowledge of conventional (FNMA/FHLMC), FHA, VA underwriting guidelines.
• Active DE and/or SAR certification preferred.

Responsibilities

• Analyze mortgage loan applications including borrower credit reports and income documentation.
• Ensure compliance with company and federal regulations.
• Render loan decisions and communicate with Loan Officers and Management.

Skills

Analytical skills

Detail-oriented

Strong communication skills

Time management

Problem-solving skills

Tools

Encompass

Desktop Underwriter (DU)

Loan Product Advisor (LPA/LP)

Job description

A dynamic mortgage company is seeking an experienced Mortgage Underwriter to enhance their team. The ideal candidate will have at least 5 years of recent underwriting experience, a profound understanding of residential mortgage products and compliance regulations, and the ability to make accurate decisions under pressure. Responsibilities include analyzing loan applications, ensuring adherence to regulatory standards, and collaborating with team members to resolve issues. This position demands strong analytical capabilities and excellent communication skills.