Senior Home Loan Specialist — Expert Mortgage Lender

State Employees' Credit Union

Hickory (NC)

On-site

USD 85,000 - 110,000

Full time

14 days+

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Job summary

State Employees' Credit Union is seeking a Senior Mortgage Loan Specialist with deep knowledge of real estate lending, underwriting and regulatory compliance. You will act as a senior advisor for complex cases and guide associates through underwriting decisions using tiered approval limits.

Strong communication and customer service are essential. You will stay current on market trends, assist with mortgage servicing, and coordinate with the Real Estate Lending Processing Center to ensure timely,

Qualifications

Minimum 5 years of mortgage lending experience preferred.
Bachelor’s degree or higher preferred; CCUE certification or NC-CTP encouraged.
Must complete MLS/MLS modules before appointment and demonstrate proficiency.

Responsibilities

Receive and assist in completing real estate loan applications and serve as the primary contact for applicants during origination.
Underwrite real estate loan applications including credit worthiness and ability to repay within approved lending limits.
Communicate approval or denial decisions clearly to members.
Verify income documentation, including tax returns, to inform approvals/denials.
Educate members on mortgage options and cross-sell SECU products as appropriate.
Maintain knowledge of real estate lending products, policies and regulatory requirements.
Assist with servicing of existing mortgage and home equity loans.