Senior Mortgage Lending Advisor

Citi; Danville (CA); On-site; USD 108,000 - 132,000; Full time

Job summary

Citi in Danville, California, seeks a Mortgage Lending Officer to originate high-quality residential loans and deliver outstanding client service. The role collaborates with branch partners, processors, and underwriters to ensure smooth loan processing and timely closings.

The successful candidate will have 5–8 years of residential mortgage experience, a demonstrated sales track record, and knowledge of FHA/VA and conventional loans. A state mortgage originator registration is required.

Qualifications

• Residential mortgage experience required.
• 1+ year sales or finance experience required.
• Proven product sales capability.
• FHA/VA & conventional loan experience preferred.
• Ability to explain financial calculations and pricing.
• Knowledge of consumer lending laws, privacy, and RESPA.
• Excellent customer service and relationship skills.
• Self-motivated and able to work independently.
• Strong relationship development and management skills.
• Expertise in general lending products and mortgage industry.
• Must register as a mortgage loan originator with the Registry before engaging in MLO activities.

Responsibilities

• Consult with customers about financing goals for home ownership.
• Collect and analyze financial information and credit history.
• Assess loan eligibility and recommend lending solutions.
• Promote Citi's brand and connect clients with Citi services and referral sources.
• Coordinate with Operations, Processors, and Underwriters to close loans.
• Develop relationships with real estate agents, CPAs, builders, and other referrers.

Skills

Residential mortgage

Sales experience

Customer service

Relationship management

Communication

Compliance awareness

Mortgage product knowledge

Self-motivation

Education

Bachelor's degree or equivalent

Job description

Citi in Danville, California, seeks a Mortgage Lending Officer to originate high-quality residential loans and deliver outstanding client service. The role collaborates with branch partners, processors, and underwriters to ensure smooth loan processing and timely closings.

The successful candidate will have 5–8 years of residential mortgage experience, a demonstrated sales track record, and knowledge of FHA/VA and conventional loans. A state mortgage originator registration is required.