Residential Mortgage Lending Specialist

Citi; New York (NY); On-site; USD 108,000 - 132,000; Full time

Job summary

Citi in San Francisco seeks a Mortgage Lending Officer to originate high quality residential loans and build client relationships. This role collaborates with branches, processors, and underwriters to ensure timely closings while promoting Citi's lending solutions to real estate professionals and clients across the market.

A strong background in residential mortgage and regulatory knowledge is required, with the ability to explain complex pricing and options.

Qualifications

• 5–8 years of residential mortgage experience.
• FHA/VA & conventional loan experience preferred.
• Ability to explain financial calculations and pricing.
• Knowledge of consumer lending laws including RESPA.

Responsibilities

• Consult with customers about financial situation and home ownership goals.
• Analyze customer finances and loan qualification.
• Recommend suitable lending solutions.
• Promote Citi services to real estate agents and clients.
• Coordinate with Operations, Processors, and Underwriters to close loans.
• Develop referrals with Realtors and other partners.

Skills

Residential Mortgage experience

Sales experience

Customer service skills

Communication skills

Regulatory compliance knowledge

Education

Bachelor's degree or equivalent experience

Job description

Citi in San Francisco seeks a Mortgage Lending Officer to originate high quality residential loans and build client relationships. This role collaborates with branches, processors, and underwriters to ensure timely closings while promoting Citi's lending solutions to real estate professionals and clients across the market.

A strong background in residential mortgage and regulatory knowledge is required, with the ability to explain complex pricing and options.