Senior Life Underwriter - Large Case (Remote)

Guardian Life

Phoenix (AZ)

Remote

USD 110,000 - 181,000

Full time

14 days+

A complete application in a minute

Tailored resume and cover letter, ready to send.

Get past ATS filters

Job summary

Guardian Life seeks an Underwriting Large Case Specialist to serve as a senior technical expert in Life Underwriting for Financial Protection and Retirement Solutions. You will adjudicate the most complex, high-value cases and guide peers in using modern underwriting tools, ensuring competitive, compliant decisions aligned with our values.

The ideal candidate has 15–20 years of individual life underwriting, deep reinsurance experience, and credentials such as FALU or FLMI.

Qualifications

15–20 years of individual life underwriting experience.
Proven track record handling large, complex cases for high-net-worth applicants.
Industry credentials such as FALU or FLMI.
Specialized depth in individual life underwriting and high-dollar cases.
Experience with reinsurance frameworks and treaty language.
Ability to review complex financials and adapt to new tech.

Responsibilities

Adjudicate the most complex and high-value cases per guidelines.
Provide expert guidance on escalated cases across staff and management.
Communicate with field partners and home office to gather information and resolve issues.
Build partnerships with distribution leaders to align on adverse decisions.
Apply deep reinsurance expertise to treaty requirements and partner with underwriters.
Mentor and train underwriters in advanced financial underwriting.
Monitor industry trends to inform prudent business decisions.