Senior Large-Case Life Underwriter – Remote

Guardian Life; Lansing (MI); Remote; USD 110,000 - 181,000; Full time

Job summary

Guardian Life is seeking an Underwriting Large Case Specialist to act as a senior technical expert in our Life Underwriting practice for Financial Protection and Retirement Solutions. You will adjudicate the most complex cases, guide peers in modern underwriting tools, and ensure compliant, customer-centric decisions within established authority.

The role emphasizes strong collaboration with Distribution and Field leadership, supervision of complex financial statements, and adoption of advanced

Qualifications

• 15–20 years in individual life underwriting
• Proven record handling large/complex cases
• Knowledge of reinsurance frameworks
• Strong communication and collaboration
• Familiar with EHR, GenAI and wearables

Responsibilities

• Adjudicate the most complex and high-value cases within approval authority
• Provide expert guidance on escalated cases
• Communicate decisions with field partners and home office
• Build partnerships with distribution and field leaders
• Apply deep reinsurance expertise and evaluate treaty requirements
• Mentor underwriters in advanced financial underwriting
• Monitor industry trends to inform decisions

Job description

Guardian Life is seeking an Underwriting Large Case Specialist to act as a senior technical expert in our Life Underwriting practice for Financial Protection and Retirement Solutions. You will adjudicate the most complex cases, guide peers in modern underwriting tools, and ensure compliant, customer-centric decisions within established authority.

The role emphasizes strong collaboration with Distribution and Field leadership, supervision of complex financial statements, and adoption of advanced