Senior Life Underwriting Lead - Large Case Expert (Remote)

Penn Mutual Life Insurance; Montgomery (AL); On-site; USD 120,000 - 155,000; Full time

Job summary

Penn Mutual Life Insurance seeks an experienced underwriter to assess and oversee risk on large, complex life applications. You will apply company standards to select risks, determine requirements, and provide timely decisions.

You will exercise authority up to $15,000,000 with approvals up to age 85, mentor junior staff, and collaborate with field and home office to deliver high-quality service while supporting profitability and persistency.

Qualifications

• Minimum 7–10 years underwriting experience.
• Strong knowledge of life insurance contracts and state requirements.
• Proven ability to work in a remote environment.

Responsibilities

• Selects and classifies risks according to company standards.
• Make decisions within approval limits up to $15,000,000 for applicants up to age 85.
• Mentor and coach others; contribute to process improvements.
• Collaborate with field and home office to deliver high-quality service.
• Analyze medical, financial, and non-medical information to determine requirements.

Skills

Underwriting expertise

Complex cases

Remote work capable

Industry awareness

Communication skills

Analytical thinking

Education

College degree

Professional designations (FLMI)

Professional designations (FALU)

ACS designation or coursework

Job description

Penn Mutual Life Insurance seeks an experienced underwriter to assess and oversee risk on large, complex life applications. You will apply company standards to select risks, determine requirements, and provide timely decisions.

You will exercise authority up to $15,000,000 with approvals up to age 85, mentor junior staff, and collaborate with field and home office to deliver high-quality service while supporting profitability and persistency.