Remote Life Underwriting Lead & Analytics Coach

Guardian Life; Hartford (CT); Remote; USD 95,000 - 156,000; Full time

Job summary

Guardian Life is seeking a remote Senior Life Underwriter in the United States to provide expert judgment on highly complex cases and oversee adjudication during peak volumes. You will coach a team of underwriters, drive analytics-driven improvements, and pilot new underwriting technologies and vendor solutions.

The role requires extensive life underwriting experience (min 5 years), leadership ability, and strong collaboration with reinsurers and vendors.

Qualifications

• Extensive life underwriting expertise with authority to adjudicate complex high-value cases.
• Minimum 5 years of life underwriting experience and ability to lead teams.
• Experience with automated underwriting platforms (RHO, PIA) and quality control.
• Strong communication and stakeholder management with reinsurers and vendors.
• Demonstrated ability to foster a collaborative team culture while coaching underwriters to adopt new tools.
• Commitment to ethical decision-making, regulatory compliance, and sustainable practices.

Responsibilities

• Provide expert judgment and oversight on highly complex and escalated cases, ensuring consistency with underwriting guidelines and mortality objectives; manage facultative referrals when appropriate.
• Oversee complex case adjudication during peak volumes, ensuring accuracy and consistency while promoting analytics and modern underwriting platforms.
• Lead and develop a team of underwriters, set daily priorities, and ensure service-level adherence, consistency, and quality.
• Leverage analytics dashboards to track mortality, placement, cycle time, and referral rates; implement targeted improvements.
• Pilot and validate new underwriting technologies and vendor solutions; document business cases and measure outcomes.
• Coach, develop, and upskill underwriters in analytical thinking, digital tools, and customer-centric practices.
• Negotiate appeals with professional judgment, industry knowledge to go outside guidelines for changes to official decisions.
• Communicate with field force and home office personnel to gather information, solve problems, and convey decisions professionally.

Skills

Life underwriting

Team leadership

Stakeholder management

Analytical thinking

Regulatory compliance

Tools

RHO

PIA

Job description

Guardian Life is seeking a remote Senior Life Underwriter in the United States to provide expert judgment on highly complex cases and oversee adjudication during peak volumes. You will coach a team of underwriters, drive analytics-driven improvements, and pilot new underwriting technologies and vendor solutions.

The role requires extensive life underwriting experience (min 5 years), leadership ability, and strong collaboration with reinsurers and vendors.