Senior Insurance BA — Remote, RSU Eligible

Kin Insurance; Georgia; Remote; USD 110,000 - 150,000; Full time

Benefits offered by this job

Medical coverage

HSA contributions

Life insurance

Disability insurance

Flexible PTO

Career growth

Job summary

Kin Insurance is seeking a Senior Insurance Business Analyst to translate product decisions into precise system requirements. You will collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure correct implementation.

The role emphasizes ownership, clear documentation, and guiding state-specific configurations from discovery to deployment, with a remote-first, nationwide scope.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.
• Knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production.
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar).

Responsibilities

• Own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements.
• Work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to define what needs to be built and confirm it was built correctly.
• Translate business decisions on new products, insurance filings, forms, endorsements, coverages, rating algorithms, eligibility rules, and state-specific configurations into clear business requirements and functional specifications.
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs, resolve ambiguity, confirm decisions, and maintain alignment from business decision through system deployment.
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Assess the customer, operational, and system impact of proposed product rules, and recommend alternative approaches when a requirement would create unnecessary friction, cost, or unintended consequences.
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria that let developers build accurately, while maintaining traceability from approved decisions through implementation and testing.
• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made.
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release.

Skills

P&C insurance

Requirements gathering

User stories

Agile delivery

Stakeholder management

Data analysis

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance is seeking a Senior Insurance Business Analyst to translate product decisions into precise system requirements. You will collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure correct implementation.

The role emphasizes ownership, clear documentation, and guiding state-specific configurations from discovery to deployment, with a remote-first, nationwide scope.