Senior Insurance BA — Remote, Product Impact

Kin Insurance; Crystal Bay (NV); Remote; USD 95,000 - 130,000; Full time

Benefits offered by this job

Medical plans with options

Company-funded HSA contributions

Life insurance and short-term/disabil.

Supplemental benefits: long-term, krit

Mental health support

Flexible PTO + 8 holidays

Career mobility and internal growth

Remote-first with offices in Chicago,

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to turn insurance product decisions into precise, implementation-ready requirements. You will work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure accurate, auditable deployments and successful state launches.

You’ll document processes, define future workflows, and lead UAT and validation efforts to confirm changes are implemented correctly before release.

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role, including 3+ years in P&C insurance.
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product.
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems.
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation.
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation.
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early.
• Knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production (bonus).
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar)

Responsibilities

• Own requirements questions during development as the primary point of contact, documenting clarifications and decisions as they're made.
• Lead UAT planning, test scenarios, business review, and the product review and beta-validation process to confirm product changes are implemented correctly before broader release.
• Document current-state processes and system behavior, define future-state workflows, and manage requirements changes throughout delivery.
• Identify gaps, edge cases, dependencies, compliance requirements, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development begins.
• Collaborate with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs and maintain alignment from decision to deployment.

Skills

Requirements gathering

Stakeholder facilitation

Agile delivery

P&C insurance domain knowledge

Communication

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to turn insurance product decisions into precise, implementation-ready requirements. You will work across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure accurate, auditable deployments and successful state launches.

You’ll document processes, define future workflows, and lead UAT and validation efforts to confirm changes are implemented correctly before release.