Senior Director, Fraud & Payments Risk Oversight

Ally; Detroit (MI); Hybrid; USD 165.000 - 240.000; Vollzeit

Benefits dieser Stelle

Time away – paid time off

401K plan with match

Health, dental & vision insurance

Parental leave programs

Employee stock purchase plan

Flexible work options

Zusammenfassung

Ally Financial seeks a Senior Director – Fraud & Payments Risk to build and mature enterprise oversight across fraud and payments risk. This role reports to the Executive Director of Operational Risk and collaborates with Legal, Compliance, and senior leadership to advance governance, risk appetite, and reporting.

You will balance innovation with risk controls, guide modernization of the fraud/payments ecosystem, and provide real-time visibility into risk outcomes across consumer banking and

Qualifikationen

• 12+ years of fraud risk, payments risk, or related risk management experience.
• Experience providing independent challenge within a Three Lines of Defense model.
• Familiarity with fraud typologies, payments rails, AML/BSA interfaces, and risk reporting.
• Experience presenting to senior management and Board-level risk committees.

Aufgaben

• Establish and maintain the enterprise fraud and payments risk framework and governance.
• Provide independent oversight, challenge first-line strategies, and govern risk appetite.
• Develop risk reporting to CRO, ERMC, and risk committees, with trend analysis.
• Lead cross-functional efforts across fraud, payments, cyber, identity, and AML.
• Balance innovation, customer experience, and profitability while maturing risk posture.
• Engage with Compliance, Legal, Technology, and business leadership to close visibility gaps.

Kenntnisse

Independent judgment

Analytical skills

Executive presence

Communication skills

Influence senior stakeholders

Transformational leadership

Collaboration

Ausbildung

Bachelor's degree or equivalent

Master's degree in related field

Professional certification (CFE/CAMS/FRM)

Jobbeschreibung

Ally Financial seeks a Senior Director – Fraud & Payments Risk to build and mature enterprise oversight across fraud and payments risk. This role reports to the Executive Director of Operational Risk and collaborates with Legal, Compliance, and senior leadership to advance governance, risk appetite, and reporting.

You will balance innovation with risk controls, guide modernization of the fraud/payments ecosystem, and provide real-time visibility into risk outcomes across consumer banking and