Senior Director, Enterprise Fraud & Payments Risk

Ally-Financial; Charlotte (NC); Hybrid; USD 165.000 - 240.000; Vollzeit

Benefits dieser Stelle

Time off

401(k) matching

Tuition reimbursement

Stock purchase plan

Health insurance

Life insurance

Well-being program

Zusammenfassung

Ally Financial is seeking a Senior Director for Fraud & Payments Risk to strengthen governance and risk practices across the enterprise. You will lead risk appetite, reporting, and effective challenge across fraud, payments, cyber, AML, and identity risk domains.

You will partner with Compliance, Legal, Technology, and business leadership to modernize the risk framework, enable informed decision-making, and balance innovation with customer protection as Ally expands its banking relationships.

Qualifikationen

• 12+ years of relevant experience in fraud risk management, payments risk, operational risk management, financial crimes, or a related independent risk management discipline within a large, regulated financial institution.
• Bachelor's degree or equivalent combination of education and experience.
• Three Lines of Defense model experience with independent challenge to first-line.
• Experience preparing risk reporting for senior management and boards.

Aufgaben

• Develop and maintain enterprise fraud and payments risk oversight framework and governance.
• Provide independent challenge to first-line fraud and payments strategies, products, and controls.
• Escalate material fraud events and risk appetite breaches to CRO and governance committees.
• Deliver regular fraud and payments risk reporting to CRO, ERMC, and Risk Committees.
• Collaborate with Compliance, Cyber, Technology, and business leadership to close visibility gaps.

Kenntnisse

Fraud risk management

Payments risk

Operational risk management

Financial crimes

Independent risk management discipline

Ausbildung

Bachelor's degree or equivalent

Master's degree in business, finance, risk management, criminal justice or related field

CFE

CAMS

FRM

Jobbeschreibung

Ally Financial is seeking a Senior Director for Fraud & Payments Risk to strengthen governance and risk practices across the enterprise. You will lead risk appetite, reporting, and effective challenge across fraud, payments, cyber, AML, and identity risk domains.

You will partner with Compliance, Legal, Technology, and business leadership to modernize the risk framework, enable informed decision-making, and balance innovation with customer protection as Ally expands its banking relationships.