Senior Credit Underwriter - Dealer Services PM

Truist; Miami (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision benefits

401(k) plan

Paid time off

Job summary

Truist is seeking an experienced credit underwriter to manage less complex dealer services portfolios and support larger client relationships. The role emphasizes underwriting, risk assessment, and collaboration with banking teams to structure compliant financing solutions.

You will monitor portfolio performance, identify credit concerns early, and communicate findings with internal partners. Strong MS Office skills, attention to detail, and effective communication are essential in this

Qualifications

• Bachelor’s Degree in Finance or related field and at least 5+ years of related training and experience in commercial/Dealer Services credit analysis.
• Mastery level proficiency with MS Office Desktop applications.
• Strong interpersonal skills and solid written/verbal communication are essential.
• Sound credit skills essential.
• Must have strong attention to detail.

Responsibilities

• Underwrites, structures, and documents all prospect and client transactions; runs complex deals and large credit relationships.
• Provides independent analysis of financial statements, projections and business plans; identifies key risks.
• Manages assigned portfolio, monitors performance, and defines credit solutions.
• Mentors junior staff and coordinates with deal teams and risk managers.
• Ensures compliance with regulatory requirements and bank policies.

Skills

Underwriting

Portfolio Management

Client Relationship

Credit Analysis

Education

Bachelor's degree in Finance

Tools

COMPASS

Salesforce

nCino

Job description

Truist is seeking an experienced credit underwriter to manage less complex dealer services portfolios and support larger client relationships. The role emphasizes underwriting, risk assessment, and collaboration with banking teams to structure compliant financing solutions.

You will monitor portfolio performance, identify credit concerns early, and communicate findings with internal partners. Strong MS Office skills, attention to detail, and effective communication are essential in this