Senior Wholesale Credit Portfolio Lead

Truist; Charlotte (NC); On-site; USD 110,000 - 170,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) plan

Paid vacation & holidays

Disability insurance

Job summary

Truist is seeking a senior credit professional to underwrite the most complex commercial relationships in Dealer Services. You will analyze financial statements, structure loan products, and document transactions, while monitoring portfolio risk and ensuring regulatory compliance.

The role requires managing client interactions, identifying emerging credit concerns, and collaborating with cross-functional teams to deliver financing solutions.

Qualifications

• Bachelor’s Degree in Finance or related field; and 7+ years of relevant Dealer Services credit analysis experience.
• Mastery of MS Office Desktop applications.
• Strong interpersonal and written/verbal communication skills.
• Solid credit skills and high attention to detail.
• Ability to prioritize workflow in a fast-paced environment.

Responsibilities

• Underwrites and structures complex commercial transactions and documents all deals.
• Manages a portfolio including risk rating, annual reviews, and compliance.
• Expands client relationships through proactive outreach and tailored credit solutions.
• Collaborates with Investment Banking and other partners to deliver financing solutions.
• Leads and mentors junior team members and supports performance reviews.

Skills

Underwriting expertise

Portfolio management

Client relationship development

Leadership/mentoring

Regulatory compliance

Education

Bachelor’s Degree in Finance or related field

Tools

COMPASS

MRA

Salesforce

nCino

Job description

Truist is seeking a senior credit professional to underwrite the most complex commercial relationships in Dealer Services. You will analyze financial statements, structure loan products, and document transactions, while monitoring portfolio risk and ensuring regulatory compliance.

The role requires managing client interactions, identifying emerging credit concerns, and collaborating with cross-functional teams to deliver financing solutions.