Senior Credit Risk & Loan Review Analyst

Busey Bank

Dallas (TX)

On-site

USD 98,000 - 125,000

Full time

7 days ago

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Job summary

Busey Bank in Dallas is seeking a Credit and Audit Review Analyst IV to assess credit risks and overall loan portfolio quality through file examinations, stress testing, and timely reporting to the Director of Loan Review.

You will support 3rd party reviews, prepare monthly/quarterly loan reports, mentor junior analysts, and drive process improvements while collaborating with Commercial Lending and Credit Administration.

Qualifications

Bachelor's degree in finance, accounting, or economics
10+ years of commercial loan review and/or credit analysis experience including training/supervising junior
Basic accounting skills
Basic understanding of financial statements
Credit fundamentals including loan structures and credit analytic ratios (i.e. balance sheet, cash flow, and other performance ratios/metrics)
General loan & collateral documentation
Basic Microsoft Office skills - Word and Excel

Responsibilities

Support 3rd party review consultants - project set-up; requesting system/hardware access; providing system training and request materials; researching questions & requests related to financials & documentation; and perform quality control review of financial exception reporting
Preparation of monthly/quarterly loan reports that supplement testing and analytics
Participate in risk grade change meetings with Commercial Lending and Credit Administration
Collaborate with various committees or special project groups as needed
Develop training programs/materials, provide training for new Credit/Audit Review Analysts, and provide mentoring to Credit/Audit Review Analysts
Provide process and procedural improvement recommendations to the Director
Completing scheduled reviews for any size borrowers with a focus on the largest borrowers/relationships and complex transactions with limited support from the Director
Perform 1st level quality control reviews for 3rd party reviews to assess reasonableness of conclusion and provide feedback on quality of review to the Director prior to the Director's quality control review
Perform project management tasks include sample selection and/or assignment and monitoring and reporting project status
Perform quality control reviews to provide detailed feedback and support to Credit/Audit Review Analysts I through III
Facilitate risk grade change meetings with Commercial Lending and Credit Administration
Prepare and present management summary reports for Loan Review or special projects
Attend & present at quarterly management meetings
Develop training programs/materials, provide training for new Credit & Audit Review Analysts, and provide mentoring to other Credit/Audit Review Analysts II and III
Perform due diligence reviews for potential acquisitions
Loan Review System administration