Senior Credit Analyst & Team Lead - Commercial Lending

Enterprise Bank & Trust; Festus (MO); On-site; USD 90,000 - 120,000; Full time

Job summary

Enterprise Bank & Trust is seeking a Senior Credit Analyst to support commercial, CRE, and consumer lending. The role includes leading the credit analyst team, performing financial analysis, and coordinating with the Chief Credit Officer.

The candidate will mentor interns, conduct credit investigations, review financial statements, and contribute to risk management and policy development within the bank’s credit operations.

Qualifications

• Strong analytical skills with the ability to interpret complex financial statements.
• Excellent written and verbal communication and reporting abilities.
• Experience with loan analysis, financial modelling and risk assessment.
• Understanding of tax returns, collateral, and credit risk factors.

Responsibilities

• Analyze financial statements and assess risks, ensuring compliance with banking policies.
• Prepare concise analyses of loan requests with borrower financials and collateral.
• Mentor junior analysts and oversee credit review projects.
• Stay updated on laws and regulations affecting credit practices.

Skills

Analytical skills

Negotiation

Confidentiality

Interpersonal skills

Education

Bachelor's Degree in business, finance or accounting

Tools

MS Office (Word, Excel, PowerPoint, Access)

Financial statement spreading software

BI/database tools

Job description

Enterprise Bank & Trust is seeking a Senior Credit Analyst to support commercial, CRE, and consumer lending. The role includes leading the credit analyst team, performing financial analysis, and coordinating with the Chief Credit Officer.

The candidate will mentor interns, conduct credit investigations, review financial statements, and contribute to risk management and policy development within the bank’s credit operations.