Senior Credit Analyst & Team Lead

Enterprise Bank & Trust; Phoenix (AZ); On-site; USD 85,000 - 110,000; Full time

Job summary

Enterprise Bank & Trust is seeking a Senior Credit Analyst to support the commercial, CRE, and consumer lending groups in Phoenix. The role includes leading the credit analyst team, conducting in-depth financial analyses, and mentoring junior analysts.

You will review financial statements, assess borrower risk, and help structure loan solutions while staying current on banking regulations.

Qualifications

• 5–7 years prior credit analysis experience.
• Bachelor's Degree in Business, finance, or accounting preferred; other majors with business minor acceptable.

Responsibilities

• Analyze financial statements and govern commercial loan credits.
• Prepare analyses of risks and mitigations for complex loan requests.
• Mentor and train other credit analysts and interns.
• Conduct market and industry analyses and assist in policy development.
• Oversee loan reviews and ensure regulatory compliance.

Skills

Analytical skills

Credit analysis

Financial statement analysis

Knowledge of banking

Microsoft Office

Financial statement spreading software

Education

Bachelor's Degree in Business/Finance

Tools

MS Office

Loan origination software

BI/Database tools

Job description

Enterprise Bank & Trust is seeking a Senior Credit Analyst to support the commercial, CRE, and consumer lending groups in Phoenix. The role includes leading the credit analyst team, conducting in-depth financial analyses, and mentoring junior analysts.

You will review financial statements, assess borrower risk, and help structure loan solutions while staying current on banking regulations.