Senior Credit Analyst: Risk & Portfolio Optimization

U.S. Bank; Hamilton (OH); Hybrid; USD 111,000 - 131,000; Full time

Job summary

U.S. Bank is seeking a Credit Analyst to evaluate credit requests, analyze customer financials, and support lending decisions. The role emphasizes risk assessment and decision support for loan approvals.

Qualifications include a bachelor’s degree and extensive experience in credit analysis, with preference for advanced certifications. Collaboration with teams and strong report writing are essential.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and risk analysis.
• Effective technical report writing and communication skills.
• Master’s degree or CPA certification is preferred.

Responsibilities

• Approve extension of credit and/or make recommendations to final lending decisions on new, renewal and extension loans.
• Conduct a complete credit analysis, gathering, analyzing, and interpreting all types of credit information on existing and prospective customers.

Skills

Credit analysis

Analytical skills

Communication skills

Education

Bachelor’s degree

Master’s degree or CPA

Job description

U.S. Bank is seeking a Credit Analyst to evaluate credit requests, analyze customer financials, and support lending decisions. The role emphasizes risk assessment and decision support for loan approvals.

Qualifications include a bachelor’s degree and extensive experience in credit analysis, with preference for advanced certifications. Collaboration with teams and strong report writing are essential.