Senior Credit Review & Risk Analyst

Usbank; Marshall (MN); Hybrid; USD 36,000 - 48,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Basic life insurance (term)

Short-term disability

Long-term disability

Parental leave

401(k) retirement plan

Paid vacation

Up to 11 paid holidays

Adoption assistance

Sick and Safe Leave

Job summary

U.S. Bank in Minnesota is seeking a Credit Analyst to conduct and interpret credit information on existing and prospective customers and portfolios.

You will gather data from credit reports, industry research, and tax returns, and input it into tracking systems to produce actionable credit reports for lending decisions. The role requires a bachelor's degree and at least three years of related experience, with strong analytical skills and knowledge of credit administration, economics, and risk

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically three or more years of related experience.

Responsibilities

• Conduct credit analyses on existing and prospective customers and portfolios.
• Gather, analyze, and interpret credit information from credit reports, industry research, and tax returns.
• Input data into tracking systems and/or databases and prepare credit reports for lending decisions.
• Monitor accounts/portfolios to identify potential issues and maximize credit quality.
• Prepare and present credit information to those responsible for lending decisions.
• Assist in maintaining databases used to analyze accounts and portfolios.

Skills

Credit analysis

Analytical skills

Credit administration

Economics/finance knowledge

Risk analysis

Technical report writing

Verbal and written communication

Education

Bachelor's degree or equivalent work experience

Job description

U.S. Bank in Minnesota is seeking a Credit Analyst to conduct and interpret credit information on existing and prospective customers and portfolios.

You will gather data from credit reports, industry research, and tax returns, and input it into tracking systems to produce actionable credit reports for lending decisions. The role requires a bachelor's degree and at least three years of related experience, with strong analytical skills and knowledge of credit administration, economics, and risk