Senior Credit Analyst - Risk & Lending Decisions

Usbank; Town of Brookfield (WI); On-site; USD 98,000 - 116,000; Full time

Job summary

U.S. Bank is seeking a Credit Analyst to approve credit extensions and advise lending decisions. The role demands thorough credit analysis, evaluation of customer portfolios, and clear written reporting to support risk-aware decisions.

Ideal candidates bring extensive credit experience, strong analytical skills, and knowledge of credit policies. This position requires collaboration across teams and on-site work at U.S. Bank locations.

Qualifications

• Bachelor’s degree, or equivalent work experience
• Typically five or more years of relevant experience
• Strong credit analysis and analytical skills
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Effective technical report writing skills
• Effective verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages
• Master's degree or CPA certification is preferred

Responsibilities

• Approve the extension of credit and/or make recommendations to final lending decisions
• Conduct a complete credit analysis including gathering, analyzing, and interpreting all types of credit information
• Review customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues
• Use technological tools to assist in the credit analysis process and compare possible courses of action
• Make recommendations and/or decisions after considering various possibilities

Skills

Credit analysis

Analytical skills

Communication skills

Risk assessment

Financial knowledge

Technical report writing

Education

Bachelor’s degree

Master's degree or CPA

Job description

U.S. Bank is seeking a Credit Analyst to approve credit extensions and advise lending decisions. The role demands thorough credit analysis, evaluation of customer portfolios, and clear written reporting to support risk-aware decisions.

Ideal candidates bring extensive credit experience, strong analytical skills, and knowledge of credit policies. This position requires collaboration across teams and on-site work at U.S. Bank locations.