Senior Credit Analyst - Risk & Decision Expert

Usbank; Minneapolis (MN); On-site; USD 93,000 - 109,000; Full time

Benefits offered by this job

Healthcare

401(k) retirement plan

Paid vacation

Holiday leave

Disability coverage

Job summary

U.S. Bank is seeking a Credit Analyst responsible for evaluating credit requests, extending and renewing loans, and conducting thorough analyses to support lending decisions. You will use analytical tools to assess portfolios, identify risk, and recommend actions to optimize credit quality.

Ideal candidates bring extensive credit analysis experience, strong written and verbal communication, and proficiency with diverse software packages. A degree is required, with advanced credentials preferred.

Qualifications

• Bachelor’s degree or equivalent work experience required.
• Typically five or more years of relevant experience.

Responsibilities

• Approve or recommend credit extensions for new, renewal and extended loans.
• Conduct comprehensive credit analyses by gathering and interpreting credit information.
• Identify potential credit quality issues and determine appropriate actions to maximize quality and minimize risk.

Skills

Credit analysis

Credit administration

Credit policy

Risk analysis

Communication skills

Software proficiency

Education

Bachelor’s degree

Master’s degree or CPA preferred

Job description

U.S. Bank is seeking a Credit Analyst responsible for evaluating credit requests, extending and renewing loans, and conducting thorough analyses to support lending decisions. You will use analytical tools to assess portfolios, identify risk, and recommend actions to optimize credit quality.

Ideal candidates bring extensive credit analysis experience, strong written and verbal communication, and proficiency with diverse software packages. A degree is required, with advanced credentials preferred.