Senior Credit Analyst | Risk & Lending Expert

Usbank; Los Angeles (CA); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) and retirement plan

Paid vacation

Holiday opportunities

Adoption assistance

Sick leave

Job summary

U.S. Bank seeks a skilled Credit Analyst to approve or deny extensions of credit and to advise on loan decisions.

The role requires conducting thorough credit analyses, gathering and interpreting data, and evaluating risk across customer portfolios. Applicants should have a Bachelor's degree or equivalent and typically six or more years of relevant experience, with strong analytical writing and communication skills.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.

Responsibilities

• Approve extension of credit or make recommendations on new, renewal, and extension loans.
• Conduct a complete credit analysis by gathering, analyzing, and interpreting credit information.
• Review customer accounts and portfolios to identify and determine actions to maximize credit quality and minimize risk.
• Utilize credit analysis tools and software to compare courses of action and support recommendations.

Skills

Strong credit analysis

Analytical skills

Credit policy knowledge

Communication skills

Proficient software skills

Education

Bachelor's degree or equivalent

Tools

Credit analysis software

Job description

U.S. Bank seeks a skilled Credit Analyst to approve or deny extensions of credit and to advise on loan decisions.

The role requires conducting thorough credit analyses, gathering and interpreting data, and evaluating risk across customer portfolios. Applicants should have a Bachelor's degree or equivalent and typically six or more years of relevant experience, with strong analytical writing and communication skills.