SBA Credit Analyst: Risk & Decision Leader

U.S. Bank; Columbus (OH); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a seasoned Credit Analyst to assess creditworthiness for new, renewal, and extension loans. You will gather and interpret financial data, review accounts and portfolios, and advise lending decisions to optimize risk and return.

Strong analytical skills and knowledge of credit policy are essential. Responsibilities include analyzing credit information, preparing technical reports, and communicating findings clearly to lending partners.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Background in economics, accounting, and/or finance.
• Effective technical report writing and communication skills.

Responsibilities

• Approve or deny extensions of credit for loans and renewals.
• Conduct comprehensive credit analyses using available financial data.
• Identify credit quality issues to maximize quality and minimize risk.

Skills

Credit analysis

Analytical skills

Verbal and written communication

Proficient computer navigation

Technical report writing

Education

Bachelor’s degree or equivalent work experience

Tools

Software packages

Job description

U.S. Bank is seeking a seasoned Credit Analyst to assess creditworthiness for new, renewal, and extension loans. You will gather and interpret financial data, review accounts and portfolios, and advise lending decisions to optimize risk and return.

Strong analytical skills and knowledge of credit policy are essential. Responsibilities include analyzing credit information, preparing technical reports, and communicating findings clearly to lending partners.