Senior Credit Analyst — Complex Commercial Underwriting

First Interstate Bank; Lincoln (NE); On-site; USD 68,000 - 105,000; Full time

Benefits offered by this job

Paid Time Off (PTO)

Student debt repayment program

401(k) with match

Health benefits

Job summary

First Interstate Bank is seeking a Credit Analyst III to independently evaluate and underwrite complex AgriBusiness credits including CRE, C&I, Hospitality, and municipalities. You will analyze financial statements, projections, and reports to assess creditworthiness and risk, and collaborate with Relationship Managers to support loan relationships.

The role emphasizes credit quality, risk mitigation, and portfolio performance, with mentorship duties for junior analysts and guidance on

Qualifications

• Reads financial statements and tax returns, balance sheets, P&L, and related reports to assess credit risk.
• Prepares financial spreads for commercial and real estate borrowers and guarantors.
• Analyzes creditworthiness, reviews loan applications, & evaluates collateral and relationships.

Responsibilities

• Produces comprehensive reports combining data analysis with narrative.
• Mentors junior analysts and supports training within the team.
• Ensures compliance with bank policy and federal regulations in credit decisions.
• Participates in portfolio monitoring and risk rating assignments.

Skills

Organization

Time management

Communication

Relationship building

Prioritization

Credit risk

Analytical skills

MS Office

Adaptability

Education

Bachelor's in Business/Finance

High School Diploma / GED

Tools

Excel

Financial spread software

Job description

First Interstate Bank is seeking a Credit Analyst III to independently evaluate and underwrite complex AgriBusiness credits including CRE, C&I, Hospitality, and municipalities. You will analyze financial statements, projections, and reports to assess creditworthiness and risk, and collaborate with Relationship Managers to support loan relationships.

The role emphasizes credit quality, risk mitigation, and portfolio performance, with mentorship duties for junior analysts and guidance on