Senior Credit Analyst: AgriBusiness & CRE

First Interstate BancSystem, Inc.; Sioux Falls (SD); On-site; USD 62,000 - 96,000; Full time

Benefits offered by this job

PTO + holidays

Student debt repayment

401(k) match

Job summary

First Interstate BancSystem, Inc. seeks an experienced Credit Analyst III to independently evaluate and underwrite complex AgriBusiness credits, including CRE and C&I.

You will analyze financial statements, assess creditworthiness, and prepare detailed reports in collaboration with Relationship Managers to support new and existing loan relationships. The role emphasizes credit quality, risk mitigation, and portfolio performance, with duties in training and mentoring junior analysts and ensuring

Qualifications

• Strong organization and time management skills.
• Excellent written and verbal skills.
• Able to build internal/external relationships with Relationship Managers, Credit Officers, Risk staff.

Responsibilities

• Read financial statements (tax returns, balance sheets, P&L, etc.).
• Prepare financial spreads for commercial, CRE, municipalities, and individuals.
• Analyze creditworthiness and determine risk ratings for loan requests.
• Draft comprehensive analysis reports with data visuals and narrative.

Skills

Organization

Time management

Written communication

Verbal communication

Relationship building

Analytical skills

Credit risk decisions

Education

Bachelor's degree in Business, Finance, or related field

Tools

Microsoft Office

Job description

First Interstate BancSystem, Inc. seeks an experienced Credit Analyst III to independently evaluate and underwrite complex AgriBusiness credits, including CRE and C&I.

You will analyze financial statements, assess creditworthiness, and prepare detailed reports in collaboration with Relationship Managers to support new and existing loan relationships. The role emphasizes credit quality, risk mitigation, and portfolio performance, with duties in training and mentoring junior analysts and ensuring