Senior Credit Analyst – AgriBusiness & CRE

First Interstate Bank

Fort Collins (CO)

On-site

USD 68,000 - 105,000

Full time

7 days ago
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Benefits offered by this job

PTO + federal holidays
Student debt repayment program
401(k) with 6% match

Job summary

First Interstate Bank in Colorado is seeking a Credit Analyst III to independently evaluate and underwrite complex AgriBusiness commercial credits, including CRE, C&I, and hospitality, supporting loan relationships with emphasis on credit quality and risk mitigation.

You will analyze financial statements, projections, and reports, prepare spreads, determine risk ratings, mentor junior analysts, ensure compliance with bank policies and federal regulations, and contribute to training and portfolio

Qualifications

  • Bachelor's degree in business, finance, or related field preferred.
  • Experience with financial spread software and credit underwriting is expected.
  • Strong analytical and communication skills with attention to detail.

Responsibilities

  • Prepare financial spreads for commercial and real estate borrowers.
  • Analyze credit worthiness of applicants and guarantors with due diligence.
  • Publish a comprehensive credit analysis report with charts and narrative.
  • Mentor junior analysts and support relationship managers.
  • Ensure compliance with regulations and bank policies.

Skills

Organizational skills
Written and verbal communication
Relationship building
Deadline management
Credit risk analysis
Attention to detail
MS Office
Adaptability

Education

Bachelor's Degree in Business, Finance, or related field
High School Diploma or GED

Tools

Financial spread software
Microsoft Excel
Microsoft Outlook
PowerPoint

Job description

First Interstate Bank in Colorado is seeking a Credit Analyst III to independently evaluate and underwrite complex AgriBusiness commercial credits, including CRE, C&I, and hospitality, supporting loan relationships with emphasis on credit quality and risk mitigation.

You will analyze financial statements, projections, and reports, prepare spreads, determine risk ratings, mentor junior analysts, ensure compliance with bank policies and federal regulations, and contribute to training and portfolio

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