Senior Credit Analyst — Commercial Lending & Cash Flow

Enterprise Bank & Trust; Queen Creek (AZ); Vor Ort; USD 120.000 - 190.000; Vollzeit

Zusammenfassung

Enterprise Bank & Trust in the United States seeks a VP, Senior Credit Analyst to underwrite commercial loan transactions secured by real estate, accounts receivable, inventory or fixed assets. The role emphasizes cash flow analysis, collateral evaluation and rigorous risk assessment.

You will review financial information, support lending teams, participate in loan committee meetings, and mentor junior staff while ensuring compliance and timely credit decisions.

Qualifikationen

• Bachelor's degree in finance, business, or a related field.
• Minimum 10 years of commercial credit experience with complex transactions.
• Experience in asset-based lending for underwriting and monitoring.
• Strong communication and analytical skills.

Aufgaben

• Underwrite commercial loan transactions including CRE, C&I, leveraged finance, and tax credits.
• Communicate clearly with internal and external customers.
• Support lending officers in structuring and analyzing transactions.
• Monitor and follow up on financial statements and borrowing base certificates.
• Participate in weekly loan committee meetings representing Credit Department.
• Mentor junior credit associates.
• Assist Relationship Managers on client calls and meetings.

Kenntnisse

Underwriting experience

Financial analysis

Cash flow analysis

Communication skills

Decision making

Attention to detail

Customer service

Time management

Ausbildung

Bachelor's degree in finance or related field

Tools

Bankway

Salesforce

Baker Hill-Statement Analyzer

Buker's Tax Analysis

Excel

Jobbeschreibung

Enterprise Bank & Trust in the United States seeks a VP, Senior Credit Analyst to underwrite commercial loan transactions secured by real estate, accounts receivable, inventory or fixed assets. The role emphasizes cash flow analysis, collateral evaluation and rigorous risk assessment.

You will review financial information, support lending teams, participate in loan committee meetings, and mentor junior staff while ensuring compliance and timely credit decisions.