Senior Lending Compliance Advisory Lead

Happen Bank; San Francisco (CA); Hybrid; USD 115,000 - 155,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k) match

Wellness programs

Flexible time off

Parental leave

Job summary

Happen Bank is seeking a Sr Compliance Advisory Manager – Lending to provide advisory oversight across Personal Lending products. You will identify, assess, and manage compliance risk across the full product lifecycle, from sourcing to servicing and partner oversight.

You will work with business and risk leaders to strengthen the compliance framework, update policies, procedures, and controls, and ensure lending products stay compliant amid evolving regulations and business practices.

Qualifications

• 6+ years of experience in banking or financial services, primarily within compliance, risk management, or audit.
• Bachelor's degree or higher, or equivalent combination of education and experience.
• Direct experience in lending compliance with a focus on consumer credit, including working knowledge of ECOA, UDAAP, TILA, FCRA, MLA/SCRA, TCPA, GLBA, EFTA, ESIGN, and applicable state laws.
• Experience in fast-paced, dynamic environments and delivering high-quality results across competing priorities, aggressive timelines, and evolving requirements.
• Strong communication and influencing skills with the ability to build partnerships and drive decisions across business and risk teams.

Responsibilities

• Assess regulatory risks and controls across lending products, identify gaps, and develop risk mitigation strategies.
• Partner with senior management on strategic priorities, risk assessments, regulatory change, compliance monitoring and testing, training, issues management, consumer complaints, and third-party risk.
• Develop and maintain lending compliance policies, standards, and documented requirements, translating them into procedures, systems, and controls.
• Provide lending compliance guidance to business partners, helping teams identify regulatory risk early and operationalize requirements.
• Partner with the Compliance Program Office to develop regulation-based and role-based training on lending laws and policies.
• Collaborate with Compliance Testing and Monitoring teams to develop strategies to assess compliance and support corrective action.
• Track material lending compliance issues through timely resolution and coordinate with Regulatory Change Management on new regulations.
• Prepare and deliver clear analysis and reporting on lending compliance risks, trends, issues, and program effectiveness to management and oversight committees.
• Use AI thoughtfully to synthesize regulatory change and strengthen compliance risk communication.

Skills

Compliance risk management

Regulatory knowledge

Communication

Analytical thinking

AI tools experience

Cross-functional collaboration

Leadership

Education

Bachelor's degree

Tools

AI tools

Job description

Happen Bank is seeking a Sr Compliance Advisory Manager – Lending to provide advisory oversight across Personal Lending products. You will identify, assess, and manage compliance risk across the full product lifecycle, from sourcing to servicing and partner oversight.

You will work with business and risk leaders to strengthen the compliance framework, update policies, procedures, and controls, and ensure lending products stay compliant amid evolving regulations and business practices.