Senior Commercial Banking Account Manager

TD; New York (NY); Vor Ort; USD 124.000 - 186.000; Vollzeit

Zusammenfassung

TD in New York is seeking an Account Manager III to grow portfolio profitability by deepening existing customer relationships and cross-selling a full range of banking products. You will be the primary contact for a portfolio of relationships and support Relationship Managers in delivering solutions.

Responsibilities include managing complex commercial loans, maintaining accurate customer records, and providing insights through management reports.

Qualifikationen

• 4 year degree or equivalent experience.
• 5+ years related experience.
• Proven understanding of commercial credit decision process.
• Proven credit, financial analysis and accounting skills.
• Proven knowledge of commercial legal and regulatory guidelines.
• Proven Customer service and relationship management skills, including proven track record of building and expanding Customer relationships.
• Proven attention to detail.
• Proven supervisory skills.
• Proven communication skills, both verbal and written.

Aufgaben

• Administers and monitors largest portfolio of most complex commercial loans; Manages loan relationships within the portfolio.
• Build revenue to exceed growth goals for the portfolio through cross selling products to existing clients, and building a referral base of new clientele.
• Ensures accuracy within maintenance of Customer records, including credit administration, exception and risk management, and files and updates information as needed; Prepares in-depth management reports summarizing portfolio activity.
• Administers existing loans to ensure complete conformity with terms and adequacy of documentation, including preparation of review memos; coordinates with operations and processing areas to ensure loan payments are collected and recorded.
• Provides comments in Customer credit files to ensure information remains current.
• Will perform regular site visits to audit accounts and ensure adherence to loan agreements and terms; occasionally accompanies Relationship Managers during sales calls to assist with account details and implementation.
• Provides technical guidance and assists staff with most complex aspects of work as necessary.
• Provides training and mentoring for new and less experienced staff.
• Contributes and provides input to loan decision processes based on evaluation of credit risk and other key factors from Credit Management.
• Coordinates with operations and processing areas to ensure loan payments are collected and recorded.
• Utilizes limited personal credit authority under the direction of the Relationship Manager, for the benefit of Customers and efficiency of the lending process.

Kenntnisse

Cross-selling

Customer relationship management

Financial analysis

Credit knowledge

Communication skills

Ausbildung

4 year degree or equivalent experience

5+ years related experience

Jobbeschreibung

TD in New York is seeking an Account Manager III to grow portfolio profitability by deepening existing customer relationships and cross-selling a full range of banking products. You will be the primary contact for a portfolio of relationships and support Relationship Managers in delivering solutions.

Responsibilities include managing complex commercial loans, maintaining accurate customer records, and providing insights through management reports.