Senior Business Banking Relationship Manager

First-Horizon-Bank; Florida; On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical with wellness incentives

HSA with company match

Maternity and parental leave

Tuition reimbursement

Mentor program

401(k) with 6% match

Job summary

First Horizon Bank is seeking a Senior Business Banking Relationship Manager to develop and expand a portfolio of small to midsized businesses. You will manage banking services, structure loans, and coordinate closings while growing the client base.

You will advise on financial strategies, monitor client needs, and collaborate across departments to deliver tailored solutions and drive growth in the regional market.

Qualifications

• Bachelor (4-year college) degree and 3-5 years of experience or equivalent combination of education and experience.
• Knowledge of cash flow and business credit underwriting with commercial credit training preferred.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Excellent presentation, verbal and written communication skills.
• Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts.
• Microsoft Office suite

Responsibilities

• Makes retention and business development calls on existing and potential new customers.
• Develops new customer prospects and business for the Bank.
• Maintains prospect lists and business pipeline.
• Interview applicants, completes required documentation and recommends loan products to customers.
• Determines best loan structure for customer and submits package for underwriting and approval.
• Verifies loan documents are complete and accurate according to approval.
• Coordinates and attends loan closings.
• Recognizes opportunities to offer customer additional bank products and services to meet their needs.
• Develops new small business relationships through calling on targeted potential clients
• Develops sales plans and strategies
• Works closely with other departments and fulfills cross-sell opportunities
• Finalizes and helps structure and close deals with high close rate
• Builds and maintains a portfolio mix of targeted high value and high potential small business clients; determines Strategy and focus for the small business department and region.
• Acts as a financial advisor by educating the customer about financial strategies based on customer profile and financial plan, and matching customer needs with products and services.
• Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.
• Performs all other duties as assigned

Skills

Communication skills

Cash flow knowledge

Credit underwriting knowledge

Cross-functional collaboration

Business acumen

Education

Bachelor degree

Tools

Microsoft Office

Job description

First Horizon Bank is seeking a Senior Business Banking Relationship Manager to develop and expand a portfolio of small to midsized businesses. You will manage banking services, structure loans, and coordinate closings while growing the client base.

You will advise on financial strategies, monitor client needs, and collaborate across departments to deliver tailored solutions and drive growth in the regional market.