Senior Bilingual Mortgage Loan Processor

CrossCountry Mortgage, LLC; United States; On-site; USD 70,000 - 95,000; Full time

Job summary

CrossCountry Mortgage, LLC is seeking a Senior Bilingual Loan Processor to provide customer service, gather documentation, and coordinate with loan officers to underwrite loans.

The role requires Spanish and English fluency, at least 5 years of residential mortgage processing experience, and strong knowledge of RESPA and Regulation Z/B. Work hours align with EST; on-site role supporting East Coast operations.

Qualifications

• 5+ years of residential mortgage processing experience.
• Knowledge of RESPA, Regulation Z and Regulation B requirements.
• Excellent math and analytical skills.
• Excellent communication skills.
• Ability to prioritize and meet deadlines.
• Available to work varying hours and overtime if needed.
• Encompass experience.

Responsibilities

• Perform a thorough review and analysis of borrower’s credit, employment, income, and assets as required by the particular loan program before submitting to underwriting.
• Assemble the complete loan package in proper order for underwriting.
• Verify all required documentation (pre-underwrite) in the file.
• Complete the required loan checklist.
• Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting.
• Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents.
• Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.
• Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
• Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
• Verify that vendor orders are complete, invoices received, and in the applicant’s E-file.
• Manage pipeline by completing and submitting reports within allotted turn-around times.
• Assist set-up of loans.
• Document all communication related to the loan application in the conversation log.
• Train and help supervise new loan processors and other processing personnel.
• Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors.

Skills

Spanish

English

Education

High School Diploma

Tools

Encompass

Job description

CrossCountry Mortgage, LLC is seeking a Senior Bilingual Loan Processor to provide customer service, gather documentation, and coordinate with loan officers to underwrite loans.

The role requires Spanish and English fluency, at least 5 years of residential mortgage processing experience, and strong knowledge of RESPA and Regulation Z/B. Work hours align with EST; on-site role supporting East Coast operations.