Mortgage Loan Processor: Growth & Flexible Hours

CrossCountry Mortgage; Winter Park (CO); On-site; USD 60,000 - 78,000; Full time

Benefits offered by this job

Medical, Dental, Vision

401K

Short-term disability

Employee assistance program

Wellness program

Job summary

CrossCountry Mortgage, LLC seeks a skilled Loan Processor to deliver high-quality customer service by gathering documentation, underwriting support, and proper disclosures in line with RESPA and other regulations. You will manage the loan file, verify prerequisites, and coordinate with originators and underwriters to ensure timely closings.

The role requires at least 5 years of residential mortgage processing experience, proficiency with Encompass, and strong analytical and communication skills.

Qualifications

• High School Diploma or equivalent.

Responsibilities

• Perform a thorough review and analysis of borrower’s credit, employment, income, and assets as required by the loan program before submitting to underwriting.
• Assemble the complete loan package in proper order for underwriting.
• Verify all required documentation (pre-underwrite) in the file.
• Complete the required loan checklist.
• Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
• Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all information printed on documents; communicate with the Loan Originator, customer, and Underwriter to obtain initial and missing documentation.
• Review loans for compliance with mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures.
• Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information.
• Verify that vendor orders are complete, invoices are received and in the applicant’s E-file.
• Manage pipeline by completing and submitting reports within allotted turn-around times.
• Assist set-up of loans.
• Document all communication related to the loan application in the conversation log.
• Train and assist supervision of new Loan Processors and other processing personnel.
• Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage investors.
• Available to work varying hours and overtime if needed.

Skills

Mortgage processing

Excellent math

Analytical skills

Excellent communication

Prioritization & time management

Education

High School Diploma or equivalent

Tools

Encompass

Microsoft Office

Windows

DU

LP

Job description

CrossCountry Mortgage, LLC seeks a skilled Loan Processor to deliver high-quality customer service by gathering documentation, underwriting support, and proper disclosures in line with RESPA and other regulations. You will manage the loan file, verify prerequisites, and coordinate with originators and underwriters to ensure timely closings.

The role requires at least 5 years of residential mortgage processing experience, proficiency with Encompass, and strong analytical and communication skills.