Senior Backend Engineer — Card Loan Platform (Remote)

Engg; United States; Remote; USD 195,000 - 255,000; Full time

Benefits offered by this job

Equity rewards

Health coverage for dependents

Tech stipends

Job summary

Affim is building the financial brain behind its flagship card products, delivering high-throughput, low-latency services in a distributed architecture. You will design, implement and own end-to-end solutions that power real-time approvals, origination, and refunds.

You will partner with product, data science and engineering to shape the roadmap, mentor engineers, and drive robust, scalable systems in a remote-first environment. A strong background in large-scale backend systems is essential.

Qualifications

• 5+ years of experience in software development or engineering, with a deep understanding of system design and architecture.
• Motivated leader, inspiring team growth and fostering a culture of continuous learning.
• Excellent communicator, adept at sharing complex ideas with diverse audiences.
• Strong analytical and problem-solving skills, with a creative and solution-oriented mindset.
• Proficiency in modern programming languages such as Python, Kotlin, or similar.
• Experience with cloud platforms (AWS, Azure, Google Cloud) and containerization (Docker, Kubernetes).
• Knowledge of database systems (SQL, NoSQL), web frameworks, and RESTful API development.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Responsibilities

• Drive technical strategy by leading the planning, prioritization, and execution of projects, ensuring alignment with product, technical, and business goals.
• Lead the end-to-end system design and development of large-scale, high-availability services. This includes building robust APIs and data models for our micro-service and event-driven architectures.
• Collaborate across functions with partners in Product, Analytics, Design, Legal, and Accounting to define requirements and execute our card loan attribution and lifecycle strategy.
• Ensure system health and performance by analyzing and troubleshooting complex technical issues, optimizing existing code, and driving solutions that focus on long-term robustness and scalability.
• Mentor and grow the team by guiding junior engineers, leading technical discussions and design reviews, and championing best practices through code review.

Skills

Python

Kotlin

Leadership

Communication

Analytical thinking

Education

Bachelor's degree

Tools

Docker

Kubernetes

AWS

Azure

Google Cloud

SQL

NoSQL

RESTful APIs

Job description

Affim is building the financial brain behind its flagship card products, delivering high-throughput, low-latency services in a distributed architecture. You will design, implement and own end-to-end solutions that power real-time approvals, origination, and refunds.

You will partner with product, data science and engineering to shape the roadmap, mentor engineers, and drive robust, scalable systems in a remote-first environment. A strong background in large-scale backend systems is essential.