Retail Mortgage Underwriter II: Expert Loan Guidance

Trustmark National Bank; Lauderdale Courts (TN); Remote; USD 70,000 - 95,000; Full time

Job summary

Trustmark National Bank is seeking a Retail Staff Underwriter II to provide underwriting support for existing retail and wholesale platforms, guiding decisions and ensuring compliance with GSE guidelines and quality standards.

In this role you will review income scenarios, maintain a small decision-ready loan pipeline, and stay current with investor guidelines through ongoing training and collaboration with originators and processors.

Qualifications

• High School Diploma or GED required.
• 5 years of underwriting FNMA/FHLMC, FHA, USDA and VA loans.
• FHA DE certification and VA SAR certification required.
• Experience with DeskTop Underwriter and mortgage software.
• College education preferred.

Responsibilities

• Provide assistance to both retail and originators, processors, for questions regarding guidelines, income requirements scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform all additional duties as assigned.

Skills

Underwriting experience

Communication skills

Problem-solving

Customer service

Education

High School Diploma or GED

Tools

DeskTop Underwriter

Job description

Trustmark National Bank is seeking a Retail Staff Underwriter II to provide underwriting support for existing retail and wholesale platforms, guiding decisions and ensuring compliance with GSE guidelines and quality standards.

In this role you will review income scenarios, maintain a small decision-ready loan pipeline, and stay current with investor guidelines through ongoing training and collaboration with originators and processors.