Remote Retail Underwriter II — Mortgage Loan Expert

Trustmark National Bank; Selma (AL); Remote; USD 65,000 - 90,000; Full time

Job summary

Trustmark is seeking a Retail Staff Underwriter II to support loan decisions for retail and wholesale channels, providing underwriting guidance and scenario analysis while ensuring quality in line with GSE guidelines. The role involves collaboration with originators and processors and maintaining an active loan pipeline for timely decisions.

Required qualifications include 5 years of underwriting experience with FNMA/FHLMC, FHA, USDA and VA loans, FHA DE and VA certifications, and strong

Qualifications

• High School Diploma or GED required.
• 5 years in underwriting FNMA/FHLMC, FHA, USDA and VA loans.
• FHA DE certification
• VA SAR and certification
• Experience underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing investor loans
• Documented mortgage loan underwriting experience
• Knowledge of underwriting and compliance guidelines
• Working knowledge of DeskTop Underwriter System
• Excellent customer service skills
• Excellent communication skills
• Proficiency with Excel and Word
• College education preferred

Responsibilities

• Provide support to retail and TPO originators/processors for questions regarding guidelines and income scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority.
• Review all appraisal types for final approval including NOVs and USDA/HFS conditions.
• Stay updated and attend refresher training for investor guidelines.
• Review and respond to management for QC/QA exceptions.
• Perform additional duties as assigned.

Skills

Underwriting experience

GSE guidelines

Customer service

Communication skills

Organizational skills

Problem solving

Excel

Word

Education

High School Diploma or GED

College education preferred

Tools

Desktop Underwriter

Job description

Trustmark is seeking a Retail Staff Underwriter II to support loan decisions for retail and wholesale channels, providing underwriting guidance and scenario analysis while ensuring quality in line with GSE guidelines. The role involves collaboration with originators and processors and maintaining an active loan pipeline for timely decisions.

Required qualifications include 5 years of underwriting experience with FNMA/FHLMC, FHA, USDA and VA loans, FHA DE and VA certifications, and strong