Retail Mortgage Underwriter II (FHA/VA/USDA)

Trustmark National Bank; Oxford (MS); Remote; USD 70,000 - 95,000; Full time

Job summary

Trustmark National Bank seeks a Retail Staff Underwriter II to support the retail and wholesale loan platform with underwriting guidance and decision-making based on GSE guidelines. The role operates under a telework multistate arrangement with standard hours and an exempt status.

The ideal candidate has 5 years of underwriting experience across FNMA/FHLMC, FHA, USDA and VA loans, with DE certification and strong Excel/Word skills.

Qualifications

• 5 years in underwriting FNMA/FHLMC, FHA, USDA and VA loans
• FHA DE certification
• VA SAR and certification
• Experience underwriting FNMA/FHLMC/FHA/VA/USDA Rural Housing loans
• Documented experience in mortgage loan underwriting
• DeskTop Underwriter experience
• Excellent customer service and communication skills

Responsibilities

• Assist retail and TPO originators with questions regarding guidelines and income scenarios.
• Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
• Review all appraisal types for final approval including issuing NOV's and HFS/USDA conditional requirements.
• Stay updated and attend refresher training for all investor guidelines.
• Review and respond to management for all QC/QA exceptions.
• Associates are expected to perform all additional duties as assigned.

Skills

Customer service

Communication skills

Problem solving

Organizational skills

Education

High School Diploma or GED

Tools

Excel

Word

Job description

Trustmark National Bank seeks a Retail Staff Underwriter II to support the retail and wholesale loan platform with underwriting guidance and decision-making based on GSE guidelines. The role operates under a telework multistate arrangement with standard hours and an exempt status.

The ideal candidate has 5 years of underwriting experience across FNMA/FHLMC, FHA, USDA and VA loans, with DE certification and strong Excel/Word skills.