Residential Mortgage Origination Specialist

Citi; Gaithersburg (MD); On-site; USD 108,000 - 132,000; Full time

Job summary

Citi Bank Retail Mortgage in Gaithersburg, Maryland is seeking a Mortgage Lending Officer to originate high-quality residential real estate loans for clients, while collaborating with real estate agents and referral sources.

This role emphasizes building relationships, advising clients on financial options, and working with branch partners and operations to ensure timely closings. A Bachelor's degree and 5-8 years of mortgage experience are required.

Qualifications

• 5-8 years of experience in residential mortgage or related field.
• Knowledge of FHA/VA & conventional loan experience is preferred.
• Ability to explain financial calculations and pricing alternatives.
• Strong communication with customers about required documents for loan.

Responsibilities

• Consult with customers about financial situations and lending needs to help achieve home ownership goals.
• Collect and analyze information on finances, goals, risk tolerance, income, assets, debts, cash flow and credit history.
• Analyze financial information to assess loan eligibility and recommend lending solutions.
• Make recommendations on lending solutions to meet customers' financial objectives.
• Collaborate with real estate agents, builders and referral sources to drive mortgage business.
• Coordinate with Operations, Processors and Underwriters to ensure timely closings.

Skills

Mortgage lending knowledge

Sales capability

Customer service

Relationship management

Regulatory knowledge

Education

Bachelor's degree

Job description

Citi Bank Retail Mortgage in Gaithersburg, Maryland is seeking a Mortgage Lending Officer to originate high-quality residential real estate loans for clients, while collaborating with real estate agents and referral sources.

This role emphasizes building relationships, advising clients on financial options, and working with branch partners and operations to ensure timely closings. A Bachelor's degree and 5-8 years of mortgage experience are required.