Remote Senior P&C Insurance Business Analyst

Kin Insurance; Minnesota; Remote; USD 100,000 - 150,000; Full time

Benefits offered by this job

Medical, dental, vision

HSA contributions

Life insurance

Disability insurance

Supplemental benefits

Mental health support

Flexible PTO

Career growth

Job summary

Kin Insurance is seeking a Senior Insurance Business Analyst to translate insurance product decisions into precise system requirements. You’ll collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure accurate, implementation-ready outcomes.

The role focuses on turning product concepts (coverages, forms, endorsements, rating structures) into structured requirements and validated specifications, enabling reliable state

Qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role.
• 3+ years in P&C insurance.
• Translating insurance product concepts into structured requirements for Engineering and Tech Product.
• Working knowledge of insurance product lifecycle and configuration in policy admin systems.
• Experience partnering with Engineering or IT in an Agile or iterative delivery environment.
• Ability to synthesize input from multiple stakeholders into clearly documented decisions.

Responsibilities

• Own requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance.
• Translate business decisions into clear business requirements and functional specifications for Engineering and Tech Product.
• Lead UAT planning, test scenarios, and beta-validation to ensure changes are implemented correctly.
• Document current- and future-state workflows, data mappings, and acceptance criteria.
• Collaborate with cross-functional teams to gather inputs and resolve ambiguity from business decisions to system deployment.
• Identify gaps and edge cases across rating, policy administration, billing, claims, and servicing before development begins.

Skills

Business analysis

P&C insurance

Requirements gathering

Agile / Scrum

UAT planning

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance is seeking a Senior Insurance Business Analyst to translate insurance product decisions into precise system requirements. You’ll collaborate across Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Engineering, and Tech Product to ensure accurate, implementation-ready outcomes.

The role focuses on turning product concepts (coverages, forms, endorsements, rating structures) into structured requirements and validated specifications, enabling reliable state