Remote Senior P&C Insurance Product & Requirements Lead

Kin Insurance; Heber (UT); Remote; USD 110,000 - 140,000; Full time

Benefits offered by this job

Medical plan options

Company-funded HSA contributions

Company-paid life insurance

Short-term disability

Long-term disability

Job summary

Kin Insurance seeks a Senior Insurance Business Analyst to translate product ideas into clear, implementable requirements across insurance product development, operations, and engineering. You’ll own the lifecycle for launches, endorsements, and state configurations, collaborating with Product, Actuary, Underwriting, Compliance, Claims, and Tech teams.

You’ll lead user stories, acceptance criteria, and UAT, ensuring deployments go smoothly.

Qualifications

• 5+ years of experience in a business analyst or similar role, including 3+ years in P&C insurance
• Experience translating insurance product concepts (coverages, forms, endorsements, rating structures, eligibility rules, and state variations) into structured business and functional requirements for Engineering and Tech Product
• Working knowledge of the insurance product lifecycle and how product decisions are configured and implemented in policy administration and related systems
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and current- and future-state documentation
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment, including requirements clarification, UAT, and implementation validation
• A track record of synthesizing input from multiple stakeholders into clearly documented decisions, and asking questions that surface ambiguity early
• Bonus if you have knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar)

Responsibilities

• Own the requirements lifecycle for new products, state launches, endorsements, coverage changes, forms, rating updates, and compliance requirements; collaborate with multiple teams to define and verify build outcomes
• As ownership grows, become the go-to resource for teams that depend on accurate, implementation-ready requirements
• Own requirements lifecycle for insurance product and state-configuration changes from discovery through implementation handoff to Engineering and Tech Product
• Translate business decisions on new products, filings, forms, endorsements, coverages, and rating algorithms into clear business requirements and functional specifications
• Partner with Insurance Product, Actuarial, Underwriting, Compliance, Claims, Operations, Tech Product, and Engineering to gather inputs and maintain alignment
• Document current-state processes and system behavior; define future-state workflows and manage changes throughout delivery
• Identify gaps, edge cases, dependencies, and downstream impacts across rating, policy administration, billing, claims, servicing, and reporting before development
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria for accurate development and traceability

Skills

P&C insurance

Requirements lifecycle

Structured requirements

User stories

Agile delivery

Stakeholder mgmt

Ambiguity minimization

Policy administration knowledge

Jira

Confluence

Smartsheet

Education

Bachelor's degree or higher

Tools

Jira

Confluence

Smartsheet

Job description

Kin Insurance seeks a Senior Insurance Business Analyst to translate product ideas into clear, implementable requirements across insurance product development, operations, and engineering. You’ll own the lifecycle for launches, endorsements, and state configurations, collaborating with Product, Actuary, Underwriting, Compliance, Claims, and Tech teams.

You’ll lead user stories, acceptance criteria, and UAT, ensuring deployments go smoothly.