Remote Pricing & Risk Analyst — AI-Driven Growth

Kin Insurance; South Dakota Park (SD); Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive salary plus equity

401(k) with company match

Medical, dental, and vision insurance

Company-paid life insurance and short/

Flexible PTO

Paid parental leave

Job summary

Kin Insurance is seeking a Pricing & Risk Analyst to help grow profitability state-by-state. You’ll turn policy, quote, and claims data into actionable insights, working with Databricks Genie and Claude Code.

This entry-level role emphasizes learning insurance metrics, pricing, segmentation, and state performance. You’ll collaborate with state managers and partners in a remote-first setup, with opportunities to influence pricing and growth strategies.

Qualifications

• 0–2 years of relevant experience; internships, coursework, and analytical projects count
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools
• Experience analyzing data to identify patterns, investigate questions, and explain findings
• Hands-on experience using AI for analytical or coding tasks, and a willingness to regularly use Claude Code, Databricks Genie, and MCP-enabled workflows
• Attention to detail and the judgment to question and verify AI-generated results before relying on them
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability
• Build and maintain competitive research that informs state comparisons and pricing opportunities
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports
• Bring relevant data and business context into analytical workflows through approved MCP connections
• Validate data, calculations, and AI-generated outputs; document sources and assumptions
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations with experienced colleagues
• Measure performance after pricing, underwriting, and product changes go live

Skills

SQL basics

Excel

Data analysis

AI tooling

Communication

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science

Tools

Databricks Genie

Claude Code

MCP-enabled workflows

Job description

Kin Insurance is seeking a Pricing & Risk Analyst to help grow profitability state-by-state. You’ll turn policy, quote, and claims data into actionable insights, working with Databricks Genie and Claude Code.

This entry-level role emphasizes learning insurance metrics, pricing, segmentation, and state performance. You’ll collaborate with state managers and partners in a remote-first setup, with opportunities to influence pricing and growth strategies.