Pricing & Risk Analyst - Remote & AI-Driven Growth

Kin Insurance; Florida; Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

401(k) with company match

Flexible PTO

Paid parental leave

Professional development budgets

Job summary

Kin Insurance is seeking a Pricing & Risk Analyst to join its Pricing and Risk Management team. The entry-level role focuses on state growth and segmentation, turning policy, quote, and claims data into actionable recommendations.

You'll learn pricing strategies, risk metrics, and market analysis while working with Databricks Genie, Claude Code, and MCP-enabled workflows in a supportive, remote-first environment.

Qualifications

• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools
• Experience analyzing data to identify patterns, investigate questions, and explain findings
• Hands-on experience using AI for analytical or coding tasks and familiarity with Claude Code, Databricks Genie, and MCP-enabled workflows
• Attention to detail and the ability to question and verify AI-generated results before relying on them
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance
• 0–2 years of relevant experience; internships, coursework, and analytical projects count
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field, or equivalent practical experience

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings
• Bring relevant data and business context into analytical workflows through approved MCP connections
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues
• Measure performance after pricing, underwriting, and product changes go live

Skills

SQL basics

Excel

AI data analysis

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Databricks Genie

Claude Code

MCP connections

Job description

Kin Insurance is seeking a Pricing & Risk Analyst to join its Pricing and Risk Management team. The entry-level role focuses on state growth and segmentation, turning policy, quote, and claims data into actionable recommendations.

You'll learn pricing strategies, risk metrics, and market analysis while working with Databricks Genie, Claude Code, and MCP-enabled workflows in a supportive, remote-first environment.