Remote Pricing & Risk Analyst — AI-Driven Growth

Kin Insurance; California City (CA); Remote; USD 65,000 - 90,000; Full time

Benefits offered by this job

401(k) with company match

Health, dental, vision coverage

Equity via RSUs

Job summary

Kin Insurance is seeking an entry‑level Pricing & Risk Analyst to help identify profitable growth across states and segments. You will turn policy, quote, and claims data into actionable recommendations, using Databricks Genie and Claude Code to explore data and automate reports.

Prior insurance experience isn’t required, as you’ll learn pricing, segmentation, and state performance from experienced colleagues.

Qualifications

• 0–2 years of relevant experience; internships, coursework, and analytical projects count.
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical or coding tasks, and willingness to regularly use Claude Code, Databricks Genie, and MCP-enabled workflows.
• Attention to detail and the judgment to question and verify AI-generated results before relying on them.
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability.
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings.
• Bring relevant data and business context into analytical workflows through approved MCP connections.
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent.
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues.
• Measure performance after pricing, underwriting, and product changes go live.

Skills

Foundational SQL

Excel proficiency

Data analysis

AI for analysis

Attention to detail

Explain findings clearly

Curiosity and judgment

Education

Bachelor's degree (economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field)

Tools

Claude Code

Databricks Genie

MCP-enabled workflows

Job description

Kin Insurance is seeking an entry‑level Pricing & Risk Analyst to help identify profitable growth across states and segments. You will turn policy, quote, and claims data into actionable recommendations, using Databricks Genie and Claude Code to explore data and automate reports.

Prior insurance experience isn’t required, as you’ll learn pricing, segmentation, and state performance from experienced colleagues.