Remote Mortgage Loan Processor - FHA/VA Ready

Capital Bank

Charlotte (NC)

Remote

USD 34,000 - 44,000

Full time

5 days ago

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Benefits offered by this job

Remote work

401k contributions

Paid parental leave

Job summary

Capital Bank is seeking a Mortgage Loan Processor for a 100% remote position, currently hiring within several core locations including North Carolina. The role partners with loan originators to review applications, gather documents and ensure underwriting readiness, delivering a best-in-class borrower experience.

Responsibilities include calculating loan costs, preparing files, obtaining verifications, and coordinating with underwriters.

Qualifications

Recent experience in the mortgage industry as an assistant, loan processor or loan officer is required.
Knowledge of lending terminology and the ability/experience speaking with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Proven customer service ability is required.

Responsibilities

Calculates principal, interest and closing costs and notifies the borrower accordingly.
Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information.
Confirms mortgage loan application information by corresponding with verification sources.
Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information.
Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly.
Discloses new loans, issues COC’s and completes the set up function of their loans.