Remote Mortgage Loan Processor: FHA/VA Expertise

Capital Bank; Indianapolis (IN); Remote; USD 34,000 - 44,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

Life Insurance

Disability Insurance

401k

Job summary

Capital Bank is seeking a Mortgage Loan Processor for a 100% remote role. The position supports loan originators by processing mortgage applications, reviewing documents for accuracy, and coordinating with underwriting to ensure timely approvals.

Ideal candidates have recent mortgage industry experience, knowledge of lending terminology, and a proven record in customer service while handling conventional, FHA, and VA loans.

Qualifications

• Recent mortgage industry experience as an assistant, processor, or loan officer.
• Knowledge of lending terminology and the ability to discuss requirements with borrowers.
• Experience processing conventional, FHA and VA loans.
• Proven customer service ability.

Responsibilities

• Calculates principal, interest and closing cost amounts and notifies the borrower accordingly.
• Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information.
• Confirms mortgage loan application information by corresponding with verification sources.
• Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information.
• Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly.
• Processors should be able to disclose new loans, issue COC’s and complete the set up function of their loans.

Skills

Microsoft Office

Excel

PowerPoint

Communication skills

Customer service

Tools

Encompass

Job description

Capital Bank is seeking a Mortgage Loan Processor for a 100% remote role. The position supports loan originators by processing mortgage applications, reviewing documents for accuracy, and coordinating with underwriting to ensure timely approvals.

Ideal candidates have recent mortgage industry experience, knowledge of lending terminology, and a proven record in customer service while handling conventional, FHA, and VA loans.