Remote Mortgage Loan Processor—FHA/VA Specialist

Capital Bank; Virginia; Remote; USD 34,000 - 44,000; Full time

Benefits offered by this job

Medical, Dental, Vision

Company-paid life insurance

Disability insurance

401k contributions

Paid time off & holidays

Job summary

Capital Bank is seeking a Mortgage Loan Processor to work remotely with loan originators to process mortgage applications, ensure accuracy, and gather documents for underwriting. The role requires knowledge of lending terminology and experience with conventional, FHA, and VA loans.

Responsibilities include calculating payments, preparing files, obtaining verifications, and coordinating with underwriters. A strong customer-service background is essential for success in this position.

Qualifications

• Recent experience in the mortgage industry as an assistant, loan processor or loan officer is required.
• Knowledge of lending terminology and the ability/experience speaking with borrowers regarding lending requirements.
• Experience processing conventional, FHA and VA loans.
• Proven customer service ability is required.

Responsibilities

• Calculates principal, interest and closing cost amounts and notifies the borrower accordingly.
• Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information.
• Confirms mortgage loan application information by corresponding with verification sources.
• Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information.
• Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly.
• Processors should be able to disclose new loans, issue COC's and complete the set up function of their loans.

Skills

Communication skills

Customer service

Lending terminology

Tools

Encompass

Microsoft Office

Job description

Capital Bank is seeking a Mortgage Loan Processor to work remotely with loan originators to process mortgage applications, ensure accuracy, and gather documents for underwriting. The role requires knowledge of lending terminology and experience with conventional, FHA, and VA loans.

Responsibilities include calculating payments, preparing files, obtaining verifications, and coordinating with underwriters. A strong customer-service background is essential for success in this position.