Remote Mortgage Loan Processor (FHA/VA)

Capital Bank

Alton (IL)

Remote

USD 34,000 - 44,000

Full time

7 days ago

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Benefits offered by this job

Comprehensive benefits

Paid time off

Remote work

Job summary

Capital Bank is seeking a Mortgage Loan Processor for a 100% remote role. This position works with loan originators to process mortgage loans, verify information, and gather documents for underwriting. Strong knowledge of lending terminology and experience with FHA/VA loans are required.

The role involves calculating payments, preparing files, obtaining documentation, and communicating with borrowers. Prior mortgage processing experience and excellent communication skills are essential.

Qualifications

Recent experience in the mortgage industry as an assistant, loan processor or loan officer is required.
Must have knowledge of lending terminology and the ability/experience speaking with borrowers regarding lending requirements.
Experience processing conventional, FHA and VA loans.
Proven customer service ability is required.

Responsibilities

Calculates principal, interest and closing cost amounts and notifies the borrower accordingly
Prepares mortgage loan files by reviewing loan applications and clarifying and/or obtaining additional information
Confirms mortgage loan application information by corresponding with verification sources
Obtains mortgage loan documentation by ordering credit reports, land surveys, building appraisals, titles and related information
Identifies mortgage loan application and documentation problems by highlighting deficiencies and notifying the mortgage loan underwriter and/or mortgage loan supervisor accordingly
Processors should be able to disclose new loans, issue COC's and complete the set up function of their loans