Remote Life Underwriting Auditor and Risk QA

Manulife; Central City (CO); Remote; USD 92,000 - 160,000; Full time

Benefits offered by this job

Remote work

Benefits package

Career growth opportunities

Job summary

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives and ensure decisions align with pricing, mortality assumptions, and regulatory requirements. This remote role is open to any location in the continental United States.

You will review medical and financial underwriting decisions, identify trends, and report actionable insights to management while collaborating across underwriting, risk, and training teams to strengthen controls and

Qualifications

• Several years (typically 5+ years) of life insurance underwriting experience including medical and financial underwriting.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles.
• Ability to interpret complex medical and financial information and assess risk.
• Excellent analytical skills, attention to detail, and ability to identify patterns in audit findings.
• Strong written and verbal communication skills to present findings clearly to leadership.

Responsibilities

• Conduct post-issue audits and monitoring of underwriting initiatives for technical accuracy and guideline adherence.
• Review underwriting decisions for medical, financial, and operational soundness ensuring alignment with guidelines and mortality assumptions.
• Identify material errors, trends and themes in audit results and prepare structured reports and recommendations for management.
• Collaborate with Underwriting Management and Risk Management to develop and monitor corrective action plans (CAPs).
• Support enhancement of the Underwriting Risk Control Framework including KRIs and governance standards.
• Translate audit findings into targeted training and guideline clarifications with Training & Development.
• Provide input into innovation initiatives by testing impact on underwriting quality and risk.
• Assist with design and execution of targeted audits for underwriting innovations.
• Ensure audit documentation is complete and suitable for internal audit and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics and reporting.

Skills

Life underwriting

Medical underwriting

Financial underwriting

Risk assessment

Analytical skills

Communication skills

Collaboration

Tools

Excel

BI tools

Job description

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives and ensure decisions align with pricing, mortality assumptions, and regulatory requirements. This remote role is open to any location in the continental United States.

You will review medical and financial underwriting decisions, identify trends, and report actionable insights to management while collaborating across underwriting, risk, and training teams to strengthen controls and