Remote Life Underwriting Auditor & Risk Analyst

Manulife; North Dakota; Remote; USD 92,000 - 160,000; Full time

Benefits offered by this job

Remote work across US

Competitive benefits

Career growth opportunities

Job summary

Manulife/John Hancock is seeking a Life Underwriting Auditor for a remote role open to any location in the continental US. The role audits underwriting initiatives, evaluates decision quality, and provides actionable insights to maintain pricing alignment and regulatory compliance.

Responsibilities include conducting post issue audits, reviewing medical and financial underwriting decisions, and collaborating with Risk and Training teams to implement corrective actions.

Qualifications

• 5+ years of experience in life insurance underwriting.
• Strong understanding of underwriting guidelines and risk selection principles.
• Ability to interpret complex medical/financial information and assess risk.

Responsibilities

• Conduct post issue audits and monitoring of new underwriting initiatives to assess technical accuracy, guideline adherence, quality of underwriter decisioning.
• Review underwriting decisions for medical, financial, and operational soundness, ensuring alignment with guidelines and mortality assumptions.
• Identify material errors, trends, and themes in audit results and prepare clear, structured reports for management.
• Collaborate with Underwriting Management and Risk Management to develop and monitor CAPs and track remediation progress.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training and guidance for underwriting teams.

Skills

Life underwriting

Analytical skills

Risk assessment

Communication

Education

ALU/FALU/FLMI designation

Tools

Excel

BI tools

Risk software

Job description

Manulife/John Hancock is seeking a Life Underwriting Auditor for a remote role open to any location in the continental US. The role audits underwriting initiatives, evaluates decision quality, and provides actionable insights to maintain pricing alignment and regulatory compliance.

Responsibilities include conducting post issue audits, reviewing medical and financial underwriting decisions, and collaborating with Risk and Training teams to implement corrective actions.